Navigating financial aid can feel overwhelming, especially when you’re eyeing a degree at National University (NU) in the US. With tuition costs around $13,320 per year, many students rely on aid to make higher education accessible. If you’re wondering how to apply for financial aid at National University, what options are available, or how to avoid common pitfalls, this guide breaks it all down. We’ll walk you through the process step by step, drawing from official NU resources to help you secure the funding you need without the stress.
Whether you’re a prospective undergrad or grad student, understanding these steps can bridge the gap between your resources and education costs. Let’s dive in and turn that confusion into confidence.
Why Financial Aid Matters at National University
At NU, financial aid isn’t just about covering tuition—it’s designed to defer or delay related expenses like books and fees. Close to 80% of students at similar institutions rely on some form of aid, and NU offers a mix of grants, loans, scholarships, and work-study programs to eligible students. The key? Starting with the Free Application for Federal Student Aid (FAFSA), which determines your Expected Family Contribution (EFC) and unlocks federal, state, and institutional options.
This aid can significantly reduce your out-of-pocket costs. For instance, the average grant or scholarship at comparable schools helps lower the net price, making NU more affordable than the sticker price suggests. But remember, aid is awarded based on need, merit, and availability, so applying early is crucial.
Are You Eligible for Financial Aid at NU?
Before jumping into applications, check if you qualify. NU follows federal guidelines, so you must:
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Be a U.S. citizen or eligible non-citizen with a valid Social Security number.
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Demonstrate financial need, often calculated via your EFC.
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Be enrolled in an eligible degree program at NU and maintain satisfactory academic progress.
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Have a high school diploma or equivalent, and not be in default on prior federal loans.
International students or those studying abroad might still qualify if their program is approved for credit. If you’re denied due to academic progress issues, you can appeal with extenuating circumstances. Always verify your status with NU’s financial aid office at financialaid@nu.edu or 1-800-NAT-UNIV, ext. 8500.
Step-by-Step Guide: How to Apply for Financial Aid at National University
NU simplifies the process into three main phases: Application, Verification, and Award. Follow these steps to get started—aim to complete them well before your program’s start date, as FAFSA opens October 1 each year.
Step 1: Complete the FAFSA Application
This is your starting point for most aid programs. Head to the official FAFSA site and use NU’s school code: 011460.
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Gather your documents: Tax returns, untaxed income details, and asset info.
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Fill out the form accurately to calculate your EFC—the federal processor analyzes your data and sends you a Student Aid Report (SAR) via email.
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Sign it electronically with your FSA ID or mail the signature page within 14 days.
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Submit by June 30 for the upcoming award year, but apply early for priority.
Pro tip: If you’re a dependent student, a parent must sign too. Review your SAR for errors and keep a copy.
Step 2: Handle Verification (If Selected)
Not everyone goes through this, but if the Department of Education flags your application, you’ll get an email directing you to NU’s student portal.
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Submit required docs like your federal income tax return or transcript (e.g., from 2019 in past cycles—check current year requirements).
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Complete the process promptly to avoid delays in aid disbursement.
This step ensures accuracy and is mandatory for selected students.
Step 3: Receive Your Award and Disbursement
Once accepted into your NU degree program, your eligibility is finalized.
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NU reviews your file and determines aid based on your EFC and cost of attendance.
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You’ll get an email notification when your application is processed.
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Aid disburses after the add/drop deadline, typically in two to three payments for grants and campus-based aid.
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For loans, expect proration if you’re at the end of your academic year (32 weeks of instruction and 36 units minimum).
If you need more funds, explore additional loans after completing prior periods. Track everything via your student portal.
Types of Financial Aid Available at National University
NU provides a range of options to fit different needs. Here’s a breakdown:
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Grants: Free money you don’t repay. The Federal Pell Grant ranges up to $6,895 for undergrads pursuing their first bachelor’s, based on need and EFC. Other options include Federal Supplemental Educational Opportunity Grants (FSEOG), Cal Grant A/B for California residents, and TEACH Grants.
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Loans: Borrowed funds with repayment. Choices include Federal Stafford Loans (subsidized/unsubsidized), Graduate PLUS, and Parent PLUS. Remember, loans accrue interest—use them wisely.
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Scholarships: Merit- or need-based awards like NU’s Opportunity Scholarship or Fast Track Scholarship. Apply separately and check for institutional deadlines.
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Work-Study: Part-time jobs through the Federal Work-Study program for undergrads and grads with need.
Students can receive aid for up to 12 months if funds are available, with year-round Pell options up to 150% of your scheduled award (lifetime limit: 600%).
Common Challenges and How to Solve Them
Running into roadblocks? Here’s how to tackle frequent issues:
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Low Aid Offer: If your package falls short, appeal by submitting a Request for Review with details on extenuating circumstances. Use tools like net price calculators to estimate costs upfront.
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Verification Delays: Double-check your FAFSA for accuracy to minimize selection chances. Respond to emails immediately.
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Accelerated Programs: If enrolling in extra units, you may need to cover those costs yourself.
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Renewing Aid: File a new FAFSA each year after October 1 and maintain academic progress.
For personalized help, contact an NU Academic Finance Advisor—they’re there to guide you.
FAQs on Financial Aid at National University
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How much aid can I expect? It varies by EFC and program, but 41% of students receive some aid, with average grants helping offset costs.
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Can I get aid for online courses? Yes, if enrolled in an eligible program.
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What if I’m an international student? Check for study abroad approvals, but federal aid requires U.S. eligibility.
By following this guide, you’re setting yourself up for success at NU. Start your FAFSA today, stay organized, and reach out to the financial aid team for any snags. Education is an investment—make it work for you.
